$80K in Boston = $40,000 in Springfield
Your $80K salary in Boston (COL 162) has the same purchasing power as $40,000 in Springfield (COL 81). Springfield is cheaper — your money goes 50% further there.
Budget breakdown — $80K in both cities
What $80K actually buys you in each city after taxes and core expenses.
| Expense | Boston $80K | Springfield $80K (same salary) |
|---|---|---|
| Monthly take-home | $4,723 | $4,723 |
| 1BR rent | $3,000 | $1,000 |
| Groceries | $418 | $357 |
| Transport | $90 | $48 |
| Utilities | $185 | $155 |
| Internet | $70 | $58 |
| Left after essentials | $960/month | $3,105/month |
Frequently asked questions
What is $80K in Boston equivalent to in Springfield?
$80K in Boston (COL index 162) has the same purchasing power as $40,000 in Springfield (COL index 81). That's 50% less than your current salary.
If I move from Boston to Springfield keeping my $80K salary, will I be better off?
Yes. If you keep earning $80K after moving to Springfield, you'd have $2,145 more per month after core expenses — because Springfield is cheaper than Boston.
How is the salary equivalent calculated?
The equivalent salary is calculated by multiplying your current salary by the ratio of the two cities' overall cost of living indices: $80K × (81 ÷ 162) = $40,000. This adjusts for differences in housing, food, transport, and general cost of living.
Other salary amounts — Boston to Springfield
Equivalency uses overall COL index ratio. Take-home uses simplified federal/state brackets. Zillow · BLS · Numbeo · Q1 2026 · For general guidance only