$120K in Boston = $90,370 in Austin
Your $120K salary in Boston (COL 162) has the same purchasing power as $90,370 in Austin (COL 122). Austin is cheaper — your money goes 25% further there.
Budget breakdown — $120K in both cities
What $120K actually buys you in each city after taxes and core expenses.
| Expense | Boston $120K | Austin $120K (same salary) |
|---|---|---|
| Monthly take-home | $6,655 | $7,155 |
| 1BR rent | $3,000 | $1,800 |
| Groceries | $418 | $372 |
| Transport | $90 | $50 |
| Utilities | $185 | $170 |
| Internet | $70 | $65 |
| Left after essentials | $2,892/month | $4,698/month |
Frequently asked questions
What is $120K in Boston equivalent to in Austin?
$120K in Boston (COL index 162) has the same purchasing power as $90,370 in Austin (COL index 122). That's 25% less than your current salary.
If I move from Boston to Austin keeping my $120K salary, will I be better off?
Yes. If you keep earning $120K after moving to Austin, you'd have $1,806 more per month after core expenses — because Austin is cheaper than Boston.
How is the salary equivalent calculated?
The equivalent salary is calculated by multiplying your current salary by the ratio of the two cities' overall cost of living indices: $120K × (122 ÷ 162) = $90,370. This adjusts for differences in housing, food, transport, and general cost of living.
Other salary amounts — Boston to Austin
Equivalency uses overall COL index ratio. Take-home uses simplified federal/state brackets. Zillow · BLS · Numbeo · Q1 2026 · For general guidance only