$100K in Austin = $85,246 in Tampa

Your $100K salary in Austin (COL 122) has the same purchasing power as $85,246 in Tampa (COL 104). Tampa is cheaper — your money goes 15% further there.

$100K in Austin, TX
$6,321/mo take-home
Rent: $1,800/mo (28% of take-home)
Manageable
$85,246/yr in Tampa, FL
$5,388/mo take-home
Rent: $2,000/mo (37% of take-home)
Tight

Budget breakdown — $100K in both cities

What $100K actually buys you in each city after taxes and core expenses.

Expense
Austin
$100K
Tampa
$100K (same salary)
Monthly take-home$6,321$6,321
1BR rent$1,800$2,000
Groceries$372$376
Transport$50$65
Utilities$170$195
Internet$65$65
Left after essentials$3,864/month$3,620/month
To match your Austin purchasing power in Tampa, you'd need to earn $85,246/year (15% less than $100K). At that salary, you'd have $2,687/mo left after essentials — vs $3,864/mo in Austin.

Frequently asked questions

What is $100K in Austin equivalent to in Tampa?

$100K in Austin (COL index 122) has the same purchasing power as $85,246 in Tampa (COL index 104). That's 15% less than your current salary.

If I move from Austin to Tampa keeping my $100K salary, will I be better off?

Yes. If you keep earning $100K after moving to Tampa, you'd have $-244 more per month after core expenses — because Tampa is cheaper than Austin.

How is the salary equivalent calculated?

The equivalent salary is calculated by multiplying your current salary by the ratio of the two cities' overall cost of living indices: $100K × (104 ÷ 122) = $85,246. This adjusts for differences in housing, food, transport, and general cost of living.

Other salary amounts — Austin to Tampa

$40K → $34,098$50K → $42,623$60K → $51,148$75K → $63,934$80K → $68,197$120K → $102,295$150K → $127,869
$100K in Tampa → AustinMoving from Austin to TampaAustin vs Tampa — full comparisonCan I afford Austin vs Tampa on $100K?

Equivalency uses overall COL index ratio. Take-home uses simplified federal/state brackets. Zillow · BLS · Numbeo · Q1 2026 · For general guidance only