$80K in Austin = $70,820 in Providence

Your $80K salary in Austin (COL 122) has the same purchasing power as $70,820 in Providence (COL 108). Providence is cheaper โ€” your money goes 11% further there.

$80K in Austin, TX
$5,057/mo take-home
Rent: $1,800/mo (36% of take-home)
Tight
$70,820/yr in Providence, RI
$4,122/mo take-home
Rent: $1,800/mo (44% of take-home)
Tight

Budget breakdown โ€” $80K in both cities

What $80K actually buys you in each city after taxes and core expenses.

Expense
Austin
$80K
Providence
$80K (same salary)
Monthly take-home$5,057$4,657
1BR rent$1,800$1,800
Groceries$372$399
Transport$50$75
Utilities$170$195
Internet$65$68
Left after essentials$2,600/month$2,120/month
To match your Austin purchasing power in Providence, you'd need to earn $70,820/year (11% less than $80K). At that salary, you'd have $1,585/mo left after essentials โ€” vs $2,600/mo in Austin.

Frequently asked questions

What is $80K in Austin equivalent to in Providence?

$80K in Austin (COL index 122) has the same purchasing power as $70,820 in Providence (COL index 108). That's 11% less than your current salary.

If I move from Austin to Providence keeping my $80K salary, will I be better off?

Yes. If you keep earning $80K after moving to Providence, you'd have $-480 more per month after core expenses โ€” because Providence is cheaper than Austin.

How is the salary equivalent calculated?

The equivalent salary is calculated by multiplying your current salary by the ratio of the two cities' overall cost of living indices: $80K ร— (108 รท 122) = $70,820. This adjusts for differences in housing, food, transport, and general cost of living.

Equivalency uses overall COL index ratio. Take-home uses simplified federal/state brackets. Zillow ยท BLS ยท Numbeo ยท Q1 2026 ยท For general guidance only