Moving from Austin to Providence (2026)

Providence has a COL index of 108 vs 122 for Austin (100 = US average). You'd pay about 11% less for the same lifestyle.

Save ~$80/mo
on core expenses · $75K salary baseline

Key differences

COL index
122108
100 = US avg
1BR rent
$1,800$1,800
per month
State tax
None6%
income tax
Take-home at $75K
$4,741$4,366
per month

Salary needed in Providence to match your Austin lifestyle

Based on the 11% cost of living decrease between the two cities.

Your salary in AustinEquivalent in Providence
$40K$35,410
$50K$44,262
$60K$53,115
$75K$66,393
$80K$70,820
$100K$88,525
$120K$106,230
$150K$132,787

Monthly budget at $75K — Austin vs Providence

ExpenseAustinProvidence
Monthly take-home$4,741$4,366
1BR rent$1,800$1,800
Groceries$372$399
Transport$50$75
Utilities$170$195
Internet$65$68
Left after essentials$2,284$1,829

Frequently asked questions

Is Providence cheaper than Austin?

Yes. Providence has a cost of living index of 108 vs 122 for Austin (100 = US average). That's about 11% cheaper.

How much will I save moving from Austin to Providence?

On a $75K salary, core expenses in Providence run about $80/month more than Austin. Factor this into your salary negotiation when relocating.

What salary do I need in Providence to match my Austin lifestyle?

To maintain the same purchasing power as $75,000 in Austin, you'd need roughly $66,393/year in Providence. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only