$100K in Austin = $90,164 in Melbourne

Your $100K salary in Austin (COL 122) has the same purchasing power as $90,164 in Melbourne (COL 110). Melbourne is cheaper โ€” your money goes 10% further there.

$100K in Austin, TX
$6,321/mo take-home
Rent: $1,800/mo (28% of take-home)
Manageable
$90,164/yr in Melbourne, AU
$3,607/mo take-home
Rent: $1,600/mo (44% of take-home)
Tight

Budget breakdown โ€” $100K in both cities

What $100K actually buys you in each city after taxes and core expenses.

Expense
Austin
$100K
Melbourne
$100K (same salary)
Monthly take-home$6,321$4,000
1BR rent$1,800$1,600
Groceries$372$380
Transport$50$150
Utilities$170$130
Internet$65$62
Left after essentials$3,864/month$1,678/month
To match your Austin purchasing power in Melbourne, you'd need to earn $90,164/year (10% less than $100K). At that salary, you'd have $1,285/mo left after essentials โ€” vs $3,864/mo in Austin.

Frequently asked questions

What is $100K in Austin equivalent to in Melbourne?

$100K in Austin (COL index 122) has the same purchasing power as $90,164 in Melbourne (COL index 110). That's 10% less than your current salary.

If I move from Austin to Melbourne keeping my $100K salary, will I be better off?

Yes. If you keep earning $100K after moving to Melbourne, you'd have $-2,186 more per month after core expenses โ€” because Melbourne is cheaper than Austin.

How is the salary equivalent calculated?

The equivalent salary is calculated by multiplying your current salary by the ratio of the two cities' overall cost of living indices: $100K ร— (110 รท 122) = $90,164. This adjusts for differences in housing, food, transport, and general cost of living.

Equivalency uses overall COL index ratio. Take-home uses simplified federal/state brackets. Zillow ยท BLS ยท Numbeo ยท Q1 2026 ยท For general guidance only