$75K in Austin = $52,254 in Lafayette
Your $75K salary in Austin (COL 122) has the same purchasing power as $52,254 in Lafayette (COL 85). Lafayette is cheaper — your money goes 30% further there.
Budget breakdown — $75K in both cities
What $75K actually buys you in each city after taxes and core expenses.
| Expense | Austin $75K | Lafayette $75K (same salary) |
|---|---|---|
| Monthly take-home | $4,741 | $4,472 |
| 1BR rent | $1,800 | $1,100 |
| Groceries | $372 | $361 |
| Transport | $50 | $42 |
| Utilities | $170 | $208 |
| Internet | $65 | $58 |
| Left after essentials | $2,284/month | $2,703/month |
Frequently asked questions
What is $75K in Austin equivalent to in Lafayette?
$75K in Austin (COL index 122) has the same purchasing power as $52,254 in Lafayette (COL index 85). That's 30% less than your current salary.
If I move from Austin to Lafayette keeping my $75K salary, will I be better off?
Yes. If you keep earning $75K after moving to Lafayette, you'd have $419 more per month after core expenses — because Lafayette is cheaper than Austin.
How is the salary equivalent calculated?
The equivalent salary is calculated by multiplying your current salary by the ratio of the two cities' overall cost of living indices: $75K × (85 ÷ 122) = $52,254. This adjusts for differences in housing, food, transport, and general cost of living.
Other salary amounts — Austin to Lafayette
Equivalency uses overall COL index ratio. Take-home uses simplified federal/state brackets. Zillow · BLS · Numbeo · Q1 2026 · For general guidance only