Moving from Austin to Lafayette (2026)

Lafayette has a COL index of 85 vs 122 for Austin (100 = US average). You'd pay about 30% less for the same lifestyle.

Save ~$688/mo
on core expenses · $75K salary baseline

Key differences

COL index
12285
100 = US avg
1BR rent
$1,800$1,100
per month
State tax
None4.3%
income tax
Take-home at $75K
$4,741$4,472
per month

Salary needed in Lafayette to match your Austin lifestyle

Based on the 30% cost of living decrease between the two cities.

Your salary in AustinEquivalent in Lafayette
$40K$27,869
$50K$34,836
$60K$41,803
$75K$52,254
$80K$55,738
$100K$69,672
$120K$83,607
$150K$104,508

Monthly budget at $75K — Austin vs Lafayette

ExpenseAustinLafayette
Monthly take-home$4,741$4,472
1BR rent$1,800$1,100
Groceries$372$361
Transport$50$42
Utilities$170$208
Internet$65$58
Left after essentials$2,284$2,703

Frequently asked questions

Is Lafayette cheaper than Austin?

Yes. Lafayette has a cost of living index of 85 vs 122 for Austin (100 = US average). That's about 30% cheaper.

How much will I save moving from Austin to Lafayette?

On a $75K salary, moving from Austin to Lafayette could save roughly $688/month on core expenses. That's ~$8,256/year.

What salary do I need in Lafayette to match my Austin lifestyle?

To maintain the same purchasing power as $75,000 in Austin, you'd need roughly $52,254/year in Lafayette. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only