$150K in Austin = $135,246 in Baltimore

Your $150K salary in Austin (COL 122) has the same purchasing power as $135,246 in Baltimore (COL 110). Baltimore is cheaper โ€” your money goes 10% further there.

$150K in Austin, TX
$8,944/mo take-home
Rent: $1,800/mo (20% of take-home)
Very comfortable
$135,246/yr in Baltimore, MD
$7,523/mo take-home
Rent: $1,900/mo (25% of take-home)
Comfortable

Budget breakdown โ€” $150K in both cities

What $150K actually buys you in each city after taxes and core expenses.

Expense
Austin
$150K
Baltimore
$150K (same salary)
Monthly take-home$8,944$8,344
1BR rent$1,800$1,900
Groceries$372$391
Transport$50$88
Utilities$170$175
Internet$65$65
Left after essentials$6,487/month$5,725/month
To match your Austin purchasing power in Baltimore, you'd need to earn $135,246/year (10% less than $150K). At that salary, you'd have $4,904/mo left after essentials โ€” vs $6,487/mo in Austin.

Frequently asked questions

What is $150K in Austin equivalent to in Baltimore?

$150K in Austin (COL index 122) has the same purchasing power as $135,246 in Baltimore (COL index 110). That's 10% less than your current salary.

If I move from Austin to Baltimore keeping my $150K salary, will I be better off?

Yes. If you keep earning $150K after moving to Baltimore, you'd have $-762 more per month after core expenses โ€” because Baltimore is cheaper than Austin.

How is the salary equivalent calculated?

The equivalent salary is calculated by multiplying your current salary by the ratio of the two cities' overall cost of living indices: $150K ร— (110 รท 122) = $135,246. This adjusts for differences in housing, food, transport, and general cost of living.

Equivalency uses overall COL index ratio. Take-home uses simplified federal/state brackets. Zillow ยท BLS ยท Numbeo ยท Q1 2026 ยท For general guidance only