Set your annual retirement income and instantly see all 40+ US cities ranked from Luxurious to Tight — with your monthly surplus and the nest egg target to sustain it.
My annual retirement income
Your $52,000/yr target requires a $1.3M nest egg. The right accounts make a big difference.
How the calculator works: Each city's cost is adjusted by its COL (cost of living) index relative to the US average of 100. A comfortable retirement lifestyle ($52,000/yr at average COL) costs only $44,200/yr in Phoenix (COL 85) but $70,200/yr in San Francisco (COL 135). Set your income and instantly see which cities put you in a comfortable lifestyle — and which ones would leave you short.
Nest egg (4% rule): To sustain your annual income indefinitely, you need 25× that amount saved (4% safe withdrawal rate, from the Trinity Study). If you plan to retire on $52,000/yr, your target is $1.3M.