Moving from Worcester to Springfield (2026)

Springfield has a COL index of 98 vs 108 for Worcester (100 = US average). You'd pay about 9% less for the same lifestyle.

Save ~$326/mo
on core expenses · $75K salary baseline

Key differences

COL index
10898
100 = US avg
1BR rent
$1,750$1,450
per month
State tax
5%5%
income tax
Take-home at $75K
$4,428$4,428
per month

Salary needed in Springfield to match your Worcester lifestyle

Based on the 9% cost of living decrease between the two cities.

Your salary in WorcesterEquivalent in Springfield
$40K$36,296
$50K$45,370
$60K$54,444
$75K$68,056
$80K$72,593
$100K$90,741
$120K$108,889
$150K$136,111

Monthly budget at $75K — Worcester vs Springfield

ExpenseWorcesterSpringfield
Monthly take-home$4,428$4,428
1BR rent$1,750$1,450
Groceries$403$391
Transport$78$72
Utilities$190$185
Internet$68$65
Left after essentials$1,939$2,265

Frequently asked questions

Is Springfield cheaper than Worcester?

Yes. Springfield has a cost of living index of 98 vs 108 for Worcester (100 = US average). That's about 9% cheaper.

How much will I save moving from Worcester to Springfield?

On a $75K salary, moving from Worcester to Springfield could save roughly $326/month on core expenses. That's ~$3,912/year.

What salary do I need in Springfield to match my Worcester lifestyle?

To maintain the same purchasing power as $75,000 in Worcester, you'd need roughly $68,056/year in Springfield. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only