Moving from Wilmington to Sacramento (2026)

Sacramento has a COL index of 127 vs 93 for Wilmington (100 = US average). Expect to pay about 37% more for the same lifestyle.

Pay ~$531 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
93127
100 = US avg
1BR rent
$1,550$2,000
per month
State tax
4.5%9.3%
income tax
Take-home at $75K
$4,459$4,159
per month

Salary needed in Sacramento to match your Wilmington lifestyle

Based on the 37% cost of living increase between the two cities.

Your salary in WilmingtonEquivalent in Sacramento
$40K$54,624
$50K$68,280
$60K$81,935
$75K$102,419
$80K$109,247
$100K$136,559
$120K$163,871
$150K$204,839

Monthly budget at $75K — Wilmington vs Sacramento

ExpenseWilmingtonSacramento
Monthly take-home$4,459$4,159
1BR rent$1,550$2,000
Groceries$372$403
Transport$45$100
Utilities$158$150
Internet$62$65
Left after essentials$2,272$1,441

Frequently asked questions

Is Sacramento cheaper than Wilmington?

No. Sacramento has a cost of living index of 127 vs 93 for Wilmington (100 = US average). That's about 37% more expensive.

How much will I save moving from Wilmington to Sacramento?

On a $75K salary, core expenses in Sacramento run about $531/month more than Wilmington. Factor this into your salary negotiation when relocating.

What salary do I need in Sacramento to match my Wilmington lifestyle?

To maintain the same purchasing power as $75,000 in Wilmington, you'd need roughly $102,419/year in Sacramento. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only