Moving from Sacramento to Wilmington (2026)
Wilmington has a COL index of 93 vs 127 for Sacramento (100 = US average). You'd pay about 27% less for the same lifestyle.
Key differences
Salary needed in Wilmington to match your Sacramento lifestyle
Based on the 27% cost of living decrease between the two cities.
| Your salary in Sacramento | Equivalent in Wilmington |
|---|---|
| $40K | $29,291 |
| $50K | $36,614 |
| $60K | $43,937 |
| $75K | $54,921 |
| $80K | $58,583 |
| $100K | $73,228 |
| $120K | $87,874 |
| $150K | $109,843 |
Monthly budget at $75K — Sacramento vs Wilmington
| Expense | Sacramento | Wilmington |
|---|---|---|
| Monthly take-home | $4,159 | $4,459 |
| 1BR rent | $2,000 | $1,550 |
| Groceries | $403 | $372 |
| Transport | $100 | $45 |
| Utilities | $150 | $158 |
| Internet | $65 | $62 |
| Left after essentials | $1,441 | $2,272 |
Frequently asked questions
Is Wilmington cheaper than Sacramento?
Yes. Wilmington has a cost of living index of 93 vs 127 for Sacramento (100 = US average). That's about 27% cheaper.
How much will I save moving from Sacramento to Wilmington?
On a $75K salary, moving from Sacramento to Wilmington could save roughly $531/month on core expenses. That's ~$6,372/year.
What salary do I need in Wilmington to match my Sacramento lifestyle?
To maintain the same purchasing power as $75,000 in Sacramento, you'd need roughly $54,921/year in Wilmington. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only