Moving from Wilmington to Providence (2026)

Providence has a COL index of 108 vs 93 for Wilmington (100 = US average). Expect to pay about 16% more for the same lifestyle.

Pay ~$350 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
93108
100 = US avg
1BR rent
$1,550$1,800
per month
State tax
4.5%6%
income tax
Take-home at $75K
$4,459$4,366
per month

Salary needed in Providence to match your Wilmington lifestyle

Based on the 16% cost of living increase between the two cities.

Your salary in WilmingtonEquivalent in Providence
$40K$46,452
$50K$58,065
$60K$69,677
$75K$87,097
$80K$92,903
$100K$116,129
$120K$139,355
$150K$174,194

Monthly budget at $75K — Wilmington vs Providence

ExpenseWilmingtonProvidence
Monthly take-home$4,459$4,366
1BR rent$1,550$1,800
Groceries$372$399
Transport$45$75
Utilities$158$195
Internet$62$68
Left after essentials$2,272$1,829

Frequently asked questions

Is Providence cheaper than Wilmington?

No. Providence has a cost of living index of 108 vs 93 for Wilmington (100 = US average). That's about 16% more expensive.

How much will I save moving from Wilmington to Providence?

On a $75K salary, core expenses in Providence run about $350/month more than Wilmington. Factor this into your salary negotiation when relocating.

What salary do I need in Providence to match my Wilmington lifestyle?

To maintain the same purchasing power as $75,000 in Wilmington, you'd need roughly $87,097/year in Providence. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only