Moving from Providence to Wilmington (2026)

Wilmington has a COL index of 93 vs 108 for Providence (100 = US average). You'd pay about 14% less for the same lifestyle.

Save ~$350/mo
on core expenses · $75K salary baseline

Key differences

COL index
10893
100 = US avg
1BR rent
$1,800$1,550
per month
State tax
6%4.5%
income tax
Take-home at $75K
$4,366$4,459
per month

Salary needed in Wilmington to match your Providence lifestyle

Based on the 14% cost of living decrease between the two cities.

Your salary in ProvidenceEquivalent in Wilmington
$40K$34,444
$50K$43,056
$60K$51,667
$75K$64,583
$80K$68,889
$100K$86,111
$120K$103,333
$150K$129,167

Monthly budget at $75K — Providence vs Wilmington

ExpenseProvidenceWilmington
Monthly take-home$4,366$4,459
1BR rent$1,800$1,550
Groceries$399$372
Transport$75$45
Utilities$195$158
Internet$68$62
Left after essentials$1,829$2,272

Frequently asked questions

Is Wilmington cheaper than Providence?

Yes. Wilmington has a cost of living index of 93 vs 108 for Providence (100 = US average). That's about 14% cheaper.

How much will I save moving from Providence to Wilmington?

On a $75K salary, moving from Providence to Wilmington could save roughly $350/month on core expenses. That's ~$4,200/year.

What salary do I need in Wilmington to match my Providence lifestyle?

To maintain the same purchasing power as $75,000 in Providence, you'd need roughly $64,583/year in Wilmington. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only