Moving from West Palm Beach to Pensacola (2026)

Pensacola has a COL index of 88 vs 117 for West Palm Beach (100 = US average). You'd pay about 25% less for the same lifestyle.

Save ~$1,231/mo
on core expenses · $75K salary baseline

Key differences

COL index
11788
100 = US avg
1BR rent
$2,400$1,300
per month
State tax
NoneNone
income tax
Take-home at $75K
$4,741$4,741
per month

Salary needed in Pensacola to match your West Palm Beach lifestyle

Based on the 25% cost of living decrease between the two cities.

Your salary in West Palm BeachEquivalent in Pensacola
$40K$30,085
$50K$37,607
$60K$45,128
$75K$56,410
$80K$60,171
$100K$75,214
$120K$90,256
$150K$112,821

Monthly budget at $75K — West Palm Beach vs Pensacola

ExpenseWest Palm BeachPensacola
Monthly take-home$4,741$4,741
1BR rent$2,400$1,300
Groceries$403$361
Transport$112$45
Utilities$200$188
Internet$70$60
Left after essentials$1,556$2,787

Frequently asked questions

Is Pensacola cheaper than West Palm Beach?

Yes. Pensacola has a cost of living index of 88 vs 117 for West Palm Beach (100 = US average). That's about 25% cheaper.

How much will I save moving from West Palm Beach to Pensacola?

On a $75K salary, moving from West Palm Beach to Pensacola could save roughly $1,231/month on core expenses. That's ~$14,772/year.

What salary do I need in Pensacola to match my West Palm Beach lifestyle?

To maintain the same purchasing power as $75,000 in West Palm Beach, you'd need roughly $56,410/year in Pensacola. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only