Moving from Waco to San Antonio (2026)
San Antonio has a COL index of 87 vs 83 for Waco (100 = US average). Expect to pay about 5% more for the same lifestyle.
Key differences
Salary needed in San Antonio to match your Waco lifestyle
Based on the 5% cost of living increase between the two cities.
| Your salary in Waco | Equivalent in San Antonio |
|---|---|
| $40K | $41,928 |
| $50K | $52,410 |
| $60K | $62,892 |
| $75K | $78,614 |
| $80K | $83,855 |
| $100K | $104,819 |
| $120K | $125,783 |
| $150K | $157,229 |
Monthly budget at $75K — Waco vs San Antonio
| Expense | Waco | San Antonio |
|---|---|---|
| Monthly take-home | $4,741 | $4,741 |
| 1BR rent | $1,000 | $1,100 |
| Groceries | $350 | $353 |
| Transport | $38 | $48 |
| Utilities | $172 | $175 |
| Internet | $60 | $60 |
| Left after essentials | $3,121 | $3,005 |
Frequently asked questions
Is San Antonio cheaper than Waco?
No. San Antonio has a cost of living index of 87 vs 83 for Waco (100 = US average). That's about 5% more expensive.
How much will I save moving from Waco to San Antonio?
On a $75K salary, core expenses in San Antonio run about $116/month more than Waco. Factor this into your salary negotiation when relocating.
What salary do I need in San Antonio to match my Waco lifestyle?
To maintain the same purchasing power as $75,000 in Waco, you'd need roughly $78,614/year in San Antonio. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only