Moving from Waco to Nashville (2026)

Nashville has a COL index of 112 vs 83 for Waco (100 = US average). Expect to pay about 35% more for the same lifestyle.

Pay ~$845 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
83112
100 = US avg
1BR rent
$1,000$1,800
per month
State tax
NoneNone
income tax
Take-home at $75K
$4,741$4,741
per month

Salary needed in Nashville to match your Waco lifestyle

Based on the 35% cost of living increase between the two cities.

Your salary in WacoEquivalent in Nashville
$40K$53,976
$50K$67,470
$60K$80,964
$75K$101,205
$80K$107,952
$100K$134,940
$120K$161,928
$150K$202,410

Monthly budget at $75K — Waco vs Nashville

ExpenseWacoNashville
Monthly take-home$4,741$4,741
1BR rent$1,000$1,800
Groceries$350$365
Transport$38$70
Utilities$172$170
Internet$60$60
Left after essentials$3,121$2,276

Frequently asked questions

Is Nashville cheaper than Waco?

No. Nashville has a cost of living index of 112 vs 83 for Waco (100 = US average). That's about 35% more expensive.

How much will I save moving from Waco to Nashville?

On a $75K salary, core expenses in Nashville run about $845/month more than Waco. Factor this into your salary negotiation when relocating.

What salary do I need in Nashville to match my Waco lifestyle?

To maintain the same purchasing power as $75,000 in Waco, you'd need roughly $101,205/year in Nashville. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only