Moving from Nashville to Waco (2026)
Waco has a COL index of 83 vs 112 for Nashville (100 = US average). You'd pay about 26% less for the same lifestyle.
Save ~$845/mo
on core expenses · $75K salary baseline
Key differences
COL index
11283
100 = US avg
1BR rent
$1,800$1,000
per month
State tax
NoneNone
income tax
Take-home at $75K
$4,741$4,741
per month
Salary needed in Waco to match your Nashville lifestyle
Based on the 26% cost of living decrease between the two cities.
| Your salary in Nashville | Equivalent in Waco |
|---|---|
| $40K | $29,643 |
| $50K | $37,054 |
| $60K | $44,464 |
| $75K | $55,580 |
| $80K | $59,286 |
| $100K | $74,107 |
| $120K | $88,929 |
| $150K | $111,161 |
Monthly budget at $75K — Nashville vs Waco
| Expense | Nashville | Waco |
|---|---|---|
| Monthly take-home | $4,741 | $4,741 |
| 1BR rent | $1,800 | $1,000 |
| Groceries | $365 | $350 |
| Transport | $70 | $38 |
| Utilities | $170 | $172 |
| Internet | $60 | $60 |
| Left after essentials | $2,276 | $3,121 |
Frequently asked questions
Is Waco cheaper than Nashville?
Yes. Waco has a cost of living index of 83 vs 112 for Nashville (100 = US average). That's about 26% cheaper.
How much will I save moving from Nashville to Waco?
On a $75K salary, moving from Nashville to Waco could save roughly $845/month on core expenses. That's ~$10,140/year.
What salary do I need in Waco to match my Nashville lifestyle?
To maintain the same purchasing power as $75,000 in Nashville, you'd need roughly $55,580/year in Waco. This is based on the overall COL index difference between the two cities.
Moving from Waco to NashvilleNashville vs Waco — full comparisonNashville cost of livingWaco cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only