Moving from Waco to Laredo (2026)

Laredo has a COL index of 79 vs 83 for Waco (100 = US average). You'd pay about 5% less for the same lifestyle.

Save ~$71/mo
on core expenses · $75K salary baseline

Key differences

COL index
8379
100 = US avg
1BR rent
$1,000$950
per month
State tax
NoneNone
income tax
Take-home at $75K
$4,741$4,741
per month

Salary needed in Laredo to match your Waco lifestyle

Based on the 5% cost of living decrease between the two cities.

Your salary in WacoEquivalent in Laredo
$40K$38,072
$50K$47,590
$60K$57,108
$75K$71,386
$80K$76,145
$100K$95,181
$120K$114,217
$150K$142,771

Monthly budget at $75K — Waco vs Laredo

ExpenseWacoLaredo
Monthly take-home$4,741$4,741
1BR rent$1,000$950
Groceries$350$338
Transport$38$35
Utilities$172$168
Internet$60$58
Left after essentials$3,121$3,192

Frequently asked questions

Is Laredo cheaper than Waco?

Yes. Laredo has a cost of living index of 79 vs 83 for Waco (100 = US average). That's about 5% cheaper.

How much will I save moving from Waco to Laredo?

On a $75K salary, moving from Waco to Laredo could save roughly $71/month on core expenses. That's ~$852/year.

What salary do I need in Laredo to match my Waco lifestyle?

To maintain the same purchasing power as $75,000 in Waco, you'd need roughly $71,386/year in Laredo. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only