Moving from Waco to Kansas City (2026)

Kansas City has a COL index of 91 vs 83 for Waco (100 = US average). Expect to pay about 10% more for the same lifestyle.

Pay ~$236 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8391
100 = US avg
1BR rent
$1,000$1,200
per month
State tax
None5.4%
income tax
Take-home at $75K
$4,741$4,403
per month

Salary needed in Kansas City to match your Waco lifestyle

Based on the 10% cost of living increase between the two cities.

Your salary in WacoEquivalent in Kansas City
$40K$43,855
$50K$54,819
$60K$65,783
$75K$82,229
$80K$87,711
$100K$109,639
$120K$131,566
$150K$164,458

Monthly budget at $75K — Waco vs Kansas City

ExpenseWacoKansas City
Monthly take-home$4,741$4,403
1BR rent$1,000$1,200
Groceries$350$361
Transport$38$70
Utilities$172$165
Internet$60$60
Left after essentials$3,121$2,547

Frequently asked questions

Is Kansas City cheaper than Waco?

No. Kansas City has a cost of living index of 91 vs 83 for Waco (100 = US average). That's about 10% more expensive.

How much will I save moving from Waco to Kansas City?

On a $75K salary, core expenses in Kansas City run about $236/month more than Waco. Factor this into your salary negotiation when relocating.

What salary do I need in Kansas City to match my Waco lifestyle?

To maintain the same purchasing power as $75,000 in Waco, you'd need roughly $82,229/year in Kansas City. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only