Moving from Virginia Beach to Norfolk (2026)

Norfolk has a COL index of 90 vs 93 for Virginia Beach (100 = US average). You'd pay about 3% less for the same lifestyle.

Save ~$147/mo
on core expenses · $75K salary baseline

Key differences

COL index
9390
100 = US avg
1BR rent
$1,550$1,400
per month
State tax
5.8%5.8%
income tax
Take-home at $75K
$4,378$4,378
per month

Salary needed in Norfolk to match your Virginia Beach lifestyle

Based on the 3% cost of living decrease between the two cities.

Your salary in Virginia BeachEquivalent in Norfolk
$40K$38,710
$50K$48,387
$60K$58,065
$75K$72,581
$80K$77,419
$100K$96,774
$120K$116,129
$150K$145,161

Monthly budget at $75K — Virginia Beach vs Norfolk

ExpenseVirginia BeachNorfolk
Monthly take-home$4,378$4,378
1BR rent$1,550$1,400
Groceries$369$365
Transport$48$55
Utilities$170$170
Internet$60$60
Left after essentials$2,181$2,328

Frequently asked questions

Is Norfolk cheaper than Virginia Beach?

Yes. Norfolk has a cost of living index of 90 vs 93 for Virginia Beach (100 = US average). That's about 3% cheaper.

How much will I save moving from Virginia Beach to Norfolk?

On a $75K salary, moving from Virginia Beach to Norfolk could save roughly $147/month on core expenses. That's ~$1,764/year.

What salary do I need in Norfolk to match my Virginia Beach lifestyle?

To maintain the same purchasing power as $75,000 in Virginia Beach, you'd need roughly $72,581/year in Norfolk. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only