Moving from Virginia Beach to Madison (2026)

Madison has a COL index of 97 vs 93 for Virginia Beach (100 = US average). Expect to pay about 4% more for the same lifestyle.

Pay ~$124 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
9397
100 = US avg
1BR rent
$1,550$1,650
per month
State tax
5.8%7.7%
income tax
Take-home at $75K
$4,378$4,259
per month

Salary needed in Madison to match your Virginia Beach lifestyle

Based on the 4% cost of living increase between the two cities.

Your salary in Virginia BeachEquivalent in Madison
$40K$41,720
$50K$52,151
$60K$62,581
$75K$78,226
$80K$83,441
$100K$104,301
$120K$125,161
$150K$156,452

Monthly budget at $75K — Virginia Beach vs Madison

ExpenseVirginia BeachMadison
Monthly take-home$4,378$4,259
1BR rent$1,550$1,650
Groceries$369$384
Transport$48$62
Utilities$170$162
Internet$60$63
Left after essentials$2,181$1,938

Frequently asked questions

Is Madison cheaper than Virginia Beach?

No. Madison has a cost of living index of 97 vs 93 for Virginia Beach (100 = US average). That's about 4% more expensive.

How much will I save moving from Virginia Beach to Madison?

On a $75K salary, core expenses in Madison run about $124/month more than Virginia Beach. Factor this into your salary negotiation when relocating.

What salary do I need in Madison to match my Virginia Beach lifestyle?

To maintain the same purchasing power as $75,000 in Virginia Beach, you'd need roughly $78,226/year in Madison. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only