Moving from Madison to Virginia Beach (2026)

Virginia Beach has a COL index of 93 vs 97 for Madison (100 = US average). You'd pay about 4% less for the same lifestyle.

Save ~$124/mo
on core expenses · $75K salary baseline

Key differences

COL index
9793
100 = US avg
1BR rent
$1,650$1,550
per month
State tax
7.7%5.8%
income tax
Take-home at $75K
$4,259$4,378
per month

Salary needed in Virginia Beach to match your Madison lifestyle

Based on the 4% cost of living decrease between the two cities.

Your salary in MadisonEquivalent in Virginia Beach
$40K$38,351
$50K$47,938
$60K$57,526
$75K$71,907
$80K$76,701
$100K$95,876
$120K$115,052
$150K$143,814

Monthly budget at $75K — Madison vs Virginia Beach

ExpenseMadisonVirginia Beach
Monthly take-home$4,259$4,378
1BR rent$1,650$1,550
Groceries$384$369
Transport$62$48
Utilities$162$170
Internet$63$60
Left after essentials$1,938$2,181

Frequently asked questions

Is Virginia Beach cheaper than Madison?

Yes. Virginia Beach has a cost of living index of 93 vs 97 for Madison (100 = US average). That's about 4% cheaper.

How much will I save moving from Madison to Virginia Beach?

On a $75K salary, moving from Madison to Virginia Beach could save roughly $124/month on core expenses. That's ~$1,488/year.

What salary do I need in Virginia Beach to match my Madison lifestyle?

To maintain the same purchasing power as $75,000 in Madison, you'd need roughly $71,907/year in Virginia Beach. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only