Moving from Virginia Beach to Lubbock (2026)

Lubbock has a COL index of 81 vs 93 for Virginia Beach (100 = US average). You'd pay about 13% less for the same lifestyle.

Save ~$583/mo
on core expenses · $75K salary baseline

Key differences

COL index
9381
100 = US avg
1BR rent
$1,550$1,000
per month
State tax
5.8%None
income tax
Take-home at $75K
$4,378$4,741
per month

Salary needed in Lubbock to match your Virginia Beach lifestyle

Based on the 13% cost of living decrease between the two cities.

Your salary in Virginia BeachEquivalent in Lubbock
$40K$34,839
$50K$43,548
$60K$52,258
$75K$65,323
$80K$69,677
$100K$87,097
$120K$104,516
$150K$130,645

Monthly budget at $75K — Virginia Beach vs Lubbock

ExpenseVirginia BeachLubbock
Monthly take-home$4,378$4,741
1BR rent$1,550$1,000
Groceries$369$346
Transport$48$38
Utilities$170$172
Internet$60$58
Left after essentials$2,181$3,127

Frequently asked questions

Is Lubbock cheaper than Virginia Beach?

Yes. Lubbock has a cost of living index of 81 vs 93 for Virginia Beach (100 = US average). That's about 13% cheaper.

How much will I save moving from Virginia Beach to Lubbock?

On a $75K salary, moving from Virginia Beach to Lubbock could save roughly $583/month on core expenses. That's ~$6,996/year.

What salary do I need in Lubbock to match my Virginia Beach lifestyle?

To maintain the same purchasing power as $75,000 in Virginia Beach, you'd need roughly $65,323/year in Lubbock. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only