Moving from Virginia Beach to Louisville (2026)

Louisville has a COL index of 88 vs 93 for Virginia Beach (100 = US average). You'd pay about 5% less for the same lifestyle.

Save ~$254/mo
on core expenses · $75K salary baseline

Key differences

COL index
9388
100 = US avg
1BR rent
$1,550$1,300
per month
State tax
5.8%4%
income tax
Take-home at $75K
$4,378$4,491
per month

Salary needed in Louisville to match your Virginia Beach lifestyle

Based on the 5% cost of living decrease between the two cities.

Your salary in Virginia BeachEquivalent in Louisville
$40K$37,849
$50K$47,312
$60K$56,774
$75K$70,968
$80K$75,699
$100K$94,624
$120K$113,548
$150K$141,935

Monthly budget at $75K — Virginia Beach vs Louisville

ExpenseVirginia BeachLouisville
Monthly take-home$4,378$4,491
1BR rent$1,550$1,300
Groceries$369$361
Transport$48$60
Utilities$170$162
Internet$60$60
Left after essentials$2,181$2,548

Frequently asked questions

Is Louisville cheaper than Virginia Beach?

Yes. Louisville has a cost of living index of 88 vs 93 for Virginia Beach (100 = US average). That's about 5% cheaper.

How much will I save moving from Virginia Beach to Louisville?

On a $75K salary, moving from Virginia Beach to Louisville could save roughly $254/month on core expenses. That's ~$3,048/year.

What salary do I need in Louisville to match my Virginia Beach lifestyle?

To maintain the same purchasing power as $75,000 in Virginia Beach, you'd need roughly $70,968/year in Louisville. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only