Moving from Louisville to Virginia Beach (2026)

Virginia Beach has a COL index of 93 vs 88 for Louisville (100 = US average). Expect to pay about 6% more for the same lifestyle.

Pay ~$254 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8893
100 = US avg
1BR rent
$1,300$1,550
per month
State tax
4%5.8%
income tax
Take-home at $75K
$4,491$4,378
per month

Salary needed in Virginia Beach to match your Louisville lifestyle

Based on the 6% cost of living increase between the two cities.

Your salary in LouisvilleEquivalent in Virginia Beach
$40K$42,273
$50K$52,841
$60K$63,409
$75K$79,261
$80K$84,545
$100K$105,682
$120K$126,818
$150K$158,523

Monthly budget at $75K — Louisville vs Virginia Beach

ExpenseLouisvilleVirginia Beach
Monthly take-home$4,491$4,378
1BR rent$1,300$1,550
Groceries$361$369
Transport$60$48
Utilities$162$170
Internet$60$60
Left after essentials$2,548$2,181

Frequently asked questions

Is Virginia Beach cheaper than Louisville?

No. Virginia Beach has a cost of living index of 93 vs 88 for Louisville (100 = US average). That's about 6% more expensive.

How much will I save moving from Louisville to Virginia Beach?

On a $75K salary, core expenses in Virginia Beach run about $254/month more than Louisville. Factor this into your salary negotiation when relocating.

What salary do I need in Virginia Beach to match my Louisville lifestyle?

To maintain the same purchasing power as $75,000 in Louisville, you'd need roughly $79,261/year in Virginia Beach. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only