Moving from Virginia Beach to Houston (2026)

Houston has a COL index of 95 vs 93 for Virginia Beach (100 = US average). Expect to pay about 2% more for the same lifestyle.

Pay ~$563 more/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
93 โ†’ 95
100 = US avg
1BR rent
$1,550 โ†’ $1,350
per month
State tax
5.8% โ†’ None
income tax
COL difference
93 โ†’ 95
2% more expensive

Salary needed in Houston to match your Virginia Beach lifestyle

Based on the 2% cost of living increase between the two cities.

Your salary in Virginia BeachEquivalent in Houston
$40K$40,860
$50K$51,075
$60K$61,290
$75K$76,613
$80K$81,720
$100K$102,151
$120K$122,581
$150K$153,226

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$160/moon core expenses at $75K

Monthly budget at $75K โ€” Virginia Beach vs Houston

ExpenseVirginia BeachHouston
Monthly take-home$4,378$4,741
1BR rent$1,550$1,350
Groceries$369$357
Transport$48$90
Utilities$170$175
Internet$60$65
Left after essentials$2,181$2,704

30-Year Wealth Builder

If you invest your monthly savings of $160 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$195,195

over 30 years compared to staying in Virginia Beach โ€” that's the real price of a city.

$160/mo invested

Frequently asked questions

Is Houston cheaper than Virginia Beach?

No. Houston has a cost of living index of 95 vs 93 for Virginia Beach (100 = US average). That's about 2% more expensive.

How much will I save moving from Virginia Beach to Houston?

On a $75K salary, moving from Virginia Beach to Houston saves roughly $563/month on core expenses. That's ~$6,756/year.

What salary do I need in Houston to match my Virginia Beach lifestyle?

To maintain the same purchasing power as $75,000 in Virginia Beach, you'd need roughly $76,613/year in Houston. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only