Moving from Trenton to Memphis (2026)

Memphis has a COL index of 83 vs 105 for Trenton (100 = US average). You'd pay about 21% less for the same lifestyle.

Save ~$721/mo
on core expenses · $75K salary baseline

Key differences

COL index
10583
100 = US avg
1BR rent
$1,700$1,100
per month
State tax
9%None
income tax
Take-home at $75K
$4,178$4,741
per month

Salary needed in Memphis to match your Trenton lifestyle

Based on the 21% cost of living decrease between the two cities.

Your salary in TrentonEquivalent in Memphis
$40K$31,619
$50K$39,524
$60K$47,429
$75K$59,286
$80K$63,238
$100K$79,048
$120K$94,857
$150K$118,571

Monthly budget at $75K — Trenton vs Memphis

ExpenseTrentonMemphis
Monthly take-home$4,178$4,741
1BR rent$1,700$1,100
Groceries$395$357
Transport$80$55
Utilities$215$170
Internet$68$55
Left after essentials$1,720$3,004

Frequently asked questions

Is Memphis cheaper than Trenton?

Yes. Memphis has a cost of living index of 83 vs 105 for Trenton (100 = US average). That's about 21% cheaper.

How much will I save moving from Trenton to Memphis?

On a $75K salary, moving from Trenton to Memphis could save roughly $721/month on core expenses. That's ~$8,652/year.

What salary do I need in Memphis to match my Trenton lifestyle?

To maintain the same purchasing power as $75,000 in Trenton, you'd need roughly $59,286/year in Memphis. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only