Moving from Trenton to Albany (2026)

Albany has a COL index of 92 vs 105 for Trenton (100 = US average). You'd pay about 12% less for the same lifestyle.

Save ~$360/mo
on core expenses · $75K salary baseline

Key differences

COL index
10592
100 = US avg
1BR rent
$1,700$1,400
per month
State tax
9%6.9%
income tax
Take-home at $75K
$4,178$4,309
per month

Salary needed in Albany to match your Trenton lifestyle

Based on the 12% cost of living decrease between the two cities.

Your salary in TrentonEquivalent in Albany
$40K$35,048
$50K$43,810
$60K$52,571
$75K$65,714
$80K$70,095
$100K$87,619
$120K$105,143
$150K$131,429

Monthly budget at $75K — Trenton vs Albany

ExpenseTrentonAlbany
Monthly take-home$4,178$4,309
1BR rent$1,700$1,400
Groceries$395$380
Transport$80$68
Utilities$215$185
Internet$68$65
Left after essentials$1,720$2,211

Frequently asked questions

Is Albany cheaper than Trenton?

Yes. Albany has a cost of living index of 92 vs 105 for Trenton (100 = US average). That's about 12% cheaper.

How much will I save moving from Trenton to Albany?

On a $75K salary, moving from Trenton to Albany could save roughly $360/month on core expenses. That's ~$4,320/year.

What salary do I need in Albany to match my Trenton lifestyle?

To maintain the same purchasing power as $75,000 in Trenton, you'd need roughly $65,714/year in Albany. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only