Moving from Topeka to McAllen (2026)

McAllen has a COL index of 78 vs 80 for Topeka (100 = US average). You'd pay about 3% less for the same lifestyle.

Save ~$13/mo
on core expenses · $75K salary baseline

Key differences

COL index
8078
100 = US avg
1BR rent
$940$950
per month
State tax
5.7%None
income tax
Take-home at $75K
$4,384$4,741
per month

Salary needed in McAllen to match your Topeka lifestyle

Based on the 3% cost of living decrease between the two cities.

Your salary in TopekaEquivalent in McAllen
$40K$39,000
$50K$48,750
$60K$58,500
$75K$73,125
$80K$78,000
$100K$97,500
$120K$117,000
$150K$146,250

Monthly budget at $75K — Topeka vs McAllen

ExpenseTopekaMcAllen
Monthly take-home$4,384$4,741
1BR rent$940$950
Groceries$350$338
Transport$40$35
Utilities$150$165
Internet$55$60
Left after essentials$2,849$3,193

Frequently asked questions

Is McAllen cheaper than Topeka?

Yes. McAllen has a cost of living index of 78 vs 80 for Topeka (100 = US average). That's about 3% cheaper.

How much will I save moving from Topeka to McAllen?

On a $75K salary, core expenses in McAllen run about $13/month more than Topeka. Factor this into your salary negotiation when relocating.

What salary do I need in McAllen to match my Topeka lifestyle?

To maintain the same purchasing power as $75,000 in Topeka, you'd need roughly $73,125/year in McAllen. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only