Moving from McAllen to Topeka (2026)

Topeka has a COL index of 80 vs 78 for McAllen (100 = US average). Expect to pay about 3% more for the same lifestyle.

Pay ~$13 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
7880
100 = US avg
1BR rent
$950$940
per month
State tax
None5.7%
income tax
Take-home at $75K
$4,741$4,384
per month

Salary needed in Topeka to match your McAllen lifestyle

Based on the 3% cost of living increase between the two cities.

Your salary in McAllenEquivalent in Topeka
$40K$41,026
$50K$51,282
$60K$61,538
$75K$76,923
$80K$82,051
$100K$102,564
$120K$123,077
$150K$153,846

Monthly budget at $75K — McAllen vs Topeka

ExpenseMcAllenTopeka
Monthly take-home$4,741$4,384
1BR rent$950$940
Groceries$338$350
Transport$35$40
Utilities$165$150
Internet$60$55
Left after essentials$3,193$2,849

Frequently asked questions

Is Topeka cheaper than McAllen?

No. Topeka has a cost of living index of 80 vs 78 for McAllen (100 = US average). That's about 3% more expensive.

How much will I save moving from McAllen to Topeka?

On a $75K salary, moving from McAllen to Topeka could save roughly $13/month on core expenses. That's ~$156/year.

What salary do I need in Topeka to match my McAllen lifestyle?

To maintain the same purchasing power as $75,000 in McAllen, you'd need roughly $76,923/year in Topeka. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only