Moving from Topeka to Billings (2026)

Billings has a COL index of 89 vs 80 for Topeka (100 = US average). Expect to pay about 11% more for the same lifestyle.

Pay ~$292 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8089
100 = US avg
1BR rent
$940$1,200
per month
State tax
5.7%6.8%
income tax
Take-home at $75K
$4,384$4,316
per month

Salary needed in Billings to match your Topeka lifestyle

Based on the 11% cost of living increase between the two cities.

Your salary in TopekaEquivalent in Billings
$40K$44,500
$50K$55,625
$60K$66,750
$75K$83,438
$80K$89,000
$100K$111,250
$120K$133,500
$150K$166,875

Monthly budget at $75K — Topeka vs Billings

ExpenseTopekaBillings
Monthly take-home$4,384$4,316
1BR rent$940$1,200
Groceries$350$369
Transport$40$42
Utilities$150$148
Internet$55$68
Left after essentials$2,849$2,489

Frequently asked questions

Is Billings cheaper than Topeka?

No. Billings has a cost of living index of 89 vs 80 for Topeka (100 = US average). That's about 11% more expensive.

How much will I save moving from Topeka to Billings?

On a $75K salary, core expenses in Billings run about $292/month more than Topeka. Factor this into your salary negotiation when relocating.

What salary do I need in Billings to match my Topeka lifestyle?

To maintain the same purchasing power as $75,000 in Topeka, you'd need roughly $83,438/year in Billings. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only