Moving from Billings to Topeka (2026)

Topeka has a COL index of 80 vs 89 for Billings (100 = US average). You'd pay about 10% less for the same lifestyle.

Save ~$292/mo
on core expenses · $75K salary baseline

Key differences

COL index
8980
100 = US avg
1BR rent
$1,200$940
per month
State tax
6.8%5.7%
income tax
Take-home at $75K
$4,316$4,384
per month

Salary needed in Topeka to match your Billings lifestyle

Based on the 10% cost of living decrease between the two cities.

Your salary in BillingsEquivalent in Topeka
$40K$35,955
$50K$44,944
$60K$53,933
$75K$67,416
$80K$71,910
$100K$89,888
$120K$107,865
$150K$134,831

Monthly budget at $75K — Billings vs Topeka

ExpenseBillingsTopeka
Monthly take-home$4,316$4,384
1BR rent$1,200$940
Groceries$369$350
Transport$42$40
Utilities$148$150
Internet$68$55
Left after essentials$2,489$2,849

Frequently asked questions

Is Topeka cheaper than Billings?

Yes. Topeka has a cost of living index of 80 vs 89 for Billings (100 = US average). That's about 10% cheaper.

How much will I save moving from Billings to Topeka?

On a $75K salary, moving from Billings to Topeka could save roughly $292/month on core expenses. That's ~$3,504/year.

What salary do I need in Topeka to match my Billings lifestyle?

To maintain the same purchasing power as $75,000 in Billings, you'd need roughly $67,416/year in Topeka. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only