Moving from Toledo to Springfield (2026)

Springfield has a COL index of 79 vs 81 for Toledo (100 = US average). You'd pay about 2% less for the same lifestyle.

Save ~$125/mo
on core expenses · $75K salary baseline

Key differences

COL index
8179
100 = US avg
1BR rent
$1,050$950
per month
State tax
3.5%4.7%
income tax
Take-home at $75K
$4,522$4,447
per month

Salary needed in Springfield to match your Toledo lifestyle

Based on the 2% cost of living decrease between the two cities.

Your salary in ToledoEquivalent in Springfield
$40K$39,012
$50K$48,765
$60K$58,519
$75K$73,148
$80K$78,025
$100K$97,531
$120K$117,037
$150K$146,296

Monthly budget at $75K — Toledo vs Springfield

ExpenseToledoSpringfield
Monthly take-home$4,522$4,447
1BR rent$1,050$950
Groceries$357$353
Transport$58$42
Utilities$160$155
Internet$58$58
Left after essentials$2,839$2,889

Frequently asked questions

Is Springfield cheaper than Toledo?

Yes. Springfield has a cost of living index of 79 vs 81 for Toledo (100 = US average). That's about 2% cheaper.

How much will I save moving from Toledo to Springfield?

On a $75K salary, moving from Toledo to Springfield could save roughly $125/month on core expenses. That's ~$1,500/year.

What salary do I need in Springfield to match my Toledo lifestyle?

To maintain the same purchasing power as $75,000 in Toledo, you'd need roughly $73,148/year in Springfield. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only