Moving from Toledo to Springfield (2026)

Springfield has a COL index of 98 vs 81 for Toledo (100 = US average). Expect to pay about 21% more for the same lifestyle.

Pay ~$480 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8198
100 = US avg
1BR rent
$1,050$1,450
per month
State tax
3.5%5%
income tax
Take-home at $75K
$4,522$4,428
per month

Salary needed in Springfield to match your Toledo lifestyle

Based on the 21% cost of living increase between the two cities.

Your salary in ToledoEquivalent in Springfield
$40K$48,395
$50K$60,494
$60K$72,593
$75K$90,741
$80K$96,790
$100K$120,988
$120K$145,185
$150K$181,481

Monthly budget at $75K — Toledo vs Springfield

ExpenseToledoSpringfield
Monthly take-home$4,522$4,428
1BR rent$1,050$1,450
Groceries$357$391
Transport$58$72
Utilities$160$185
Internet$58$65
Left after essentials$2,839$2,265

Frequently asked questions

Is Springfield cheaper than Toledo?

No. Springfield has a cost of living index of 98 vs 81 for Toledo (100 = US average). That's about 21% more expensive.

How much will I save moving from Toledo to Springfield?

On a $75K salary, core expenses in Springfield run about $480/month more than Toledo. Factor this into your salary negotiation when relocating.

What salary do I need in Springfield to match my Toledo lifestyle?

To maintain the same purchasing power as $75,000 in Toledo, you'd need roughly $90,741/year in Springfield. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only