Moving from Toledo to Lafayette (2026)

Lafayette has a COL index of 85 vs 81 for Toledo (100 = US average). Expect to pay about 5% more for the same lifestyle.

Pay ~$86 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8185
100 = US avg
1BR rent
$1,050$1,100
per month
State tax
3.5%4.3%
income tax
Take-home at $75K
$4,522$4,472
per month

Salary needed in Lafayette to match your Toledo lifestyle

Based on the 5% cost of living increase between the two cities.

Your salary in ToledoEquivalent in Lafayette
$40K$41,975
$50K$52,469
$60K$62,963
$75K$78,704
$80K$83,951
$100K$104,938
$120K$125,926
$150K$157,407

Monthly budget at $75K — Toledo vs Lafayette

ExpenseToledoLafayette
Monthly take-home$4,522$4,472
1BR rent$1,050$1,100
Groceries$357$361
Transport$58$42
Utilities$160$208
Internet$58$58
Left after essentials$2,839$2,703

Frequently asked questions

Is Lafayette cheaper than Toledo?

No. Lafayette has a cost of living index of 85 vs 81 for Toledo (100 = US average). That's about 5% more expensive.

How much will I save moving from Toledo to Lafayette?

On a $75K salary, core expenses in Lafayette run about $86/month more than Toledo. Factor this into your salary negotiation when relocating.

What salary do I need in Lafayette to match my Toledo lifestyle?

To maintain the same purchasing power as $75,000 in Toledo, you'd need roughly $78,704/year in Lafayette. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only