Moving from Toledo to Bismarck (2026)

Bismarck has a COL index of 87 vs 81 for Toledo (100 = US average). Expect to pay about 7% more for the same lifestyle.

Pay ~$95 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8187
100 = US avg
1BR rent
$1,050$1,150
per month
State tax
3.5%2.5%
income tax
Take-home at $75K
$4,522$4,584
per month

Salary needed in Bismarck to match your Toledo lifestyle

Based on the 7% cost of living increase between the two cities.

Your salary in ToledoEquivalent in Bismarck
$40K$42,963
$50K$53,704
$60K$64,444
$75K$80,556
$80K$85,926
$100K$107,407
$120K$128,889
$150K$161,111

Monthly budget at $75K — Toledo vs Bismarck

ExpenseToledoBismarck
Monthly take-home$4,522$4,584
1BR rent$1,050$1,150
Groceries$357$369
Transport$58$42
Utilities$160$152
Internet$58$65
Left after essentials$2,839$2,806

Frequently asked questions

Is Bismarck cheaper than Toledo?

No. Bismarck has a cost of living index of 87 vs 81 for Toledo (100 = US average). That's about 7% more expensive.

How much will I save moving from Toledo to Bismarck?

On a $75K salary, core expenses in Bismarck run about $95/month more than Toledo. Factor this into your salary negotiation when relocating.

What salary do I need in Bismarck to match my Toledo lifestyle?

To maintain the same purchasing power as $75,000 in Toledo, you'd need roughly $80,556/year in Bismarck. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only