Moving from Toledo to Austin (2026)

Austin has a COL index of 122 vs 81 for Toledo (100 = US average). Expect to pay about 51% more for the same lifestyle.

Pay ~$774 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
81122
100 = US avg
1BR rent
$1,050$1,800
per month
State tax
3.5%None
income tax
Take-home at $75K
$4,522$4,741
per month

Salary needed in Austin to match your Toledo lifestyle

Based on the 51% cost of living increase between the two cities.

Your salary in ToledoEquivalent in Austin
$40K$60,247
$50K$75,309
$60K$90,370
$75K$112,963
$80K$120,494
$100K$150,617
$120K$180,741
$150K$225,926

Monthly budget at $75K — Toledo vs Austin

ExpenseToledoAustin
Monthly take-home$4,522$4,741
1BR rent$1,050$1,800
Groceries$357$372
Transport$58$50
Utilities$160$170
Internet$58$65
Left after essentials$2,839$2,284

Frequently asked questions

Is Austin cheaper than Toledo?

No. Austin has a cost of living index of 122 vs 81 for Toledo (100 = US average). That's about 51% more expensive.

How much will I save moving from Toledo to Austin?

On a $75K salary, core expenses in Austin run about $774/month more than Toledo. Factor this into your salary negotiation when relocating.

What salary do I need in Austin to match my Toledo lifestyle?

To maintain the same purchasing power as $75,000 in Toledo, you'd need roughly $112,963/year in Austin. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only