Moving from Tokyo to Indianapolis (2026)

Indianapolis has a COL index of 89 vs 86 for Tokyo (100 = US average). Expect to pay about 4% more for the same lifestyle.

Pay ~$1,050 more/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
86 โ†’ 89
100 = US avg
1BR rent
$1,200 โ†’ $1,200
per month
State tax
20% โ†’ 3.2%
income tax
COL difference
86 โ†’ 89
4% more expensive

Salary needed in Indianapolis to match your Tokyo lifestyle

Based on the 4% cost of living increase between the two cities.

Your salary in TokyoEquivalent in Indianapolis
$40K$41,637
$50K$52,047
$60K$62,456
$75K$78,070
$80K$83,275
$100K$104,094
$120K$124,912
$150K$156,140

Adjust your salary

Save ~$23/moon core expenses at $75K

Monthly budget at $75K โ€” Tokyo vs Indianapolis

ExpenseTokyoIndianapolis
Monthly take-home$3,491$4,541
1BR rent$1,200$1,200
Groceries$380$357
Transport$150$60
Utilities$90$155
Internet$30$55
Left after essentials$1,641$2,714

Frequently asked questions

Is Indianapolis cheaper than Tokyo?

No. Indianapolis has a cost of living index of 89 vs 86 for Tokyo (100 = US average). That's about 4% more expensive.

How much will I save moving from Tokyo to Indianapolis?

On a $75K salary, moving from Tokyo to Indianapolis saves roughly $1,050/month on core expenses. That's ~$12,600/year.

What salary do I need in Indianapolis to match my Tokyo lifestyle?

To maintain the same purchasing power as $75,000 in Tokyo, you'd need roughly $78,070/year in Indianapolis. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only