Moving from Tempe to Toledo (2026)

Toledo has a COL index of 81 vs 103 for Tempe (100 = US average). You'd pay about 21% less for the same lifestyle.

Save ~$624/mo
on core expenses · $75K salary baseline

Key differences

COL index
10381
100 = US avg
1BR rent
$1,600$1,050
per month
State tax
2.5%3.5%
income tax
Take-home at $75K
$4,584$4,522
per month

Salary needed in Toledo to match your Tempe lifestyle

Based on the 21% cost of living decrease between the two cities.

Your salary in TempeEquivalent in Toledo
$40K$31,456
$50K$39,320
$60K$47,184
$75K$58,981
$80K$62,913
$100K$78,641
$120K$94,369
$150K$117,961

Monthly budget at $75K — Tempe vs Toledo

ExpenseTempeToledo
Monthly take-home$4,584$4,522
1BR rent$1,600$1,050
Groceries$380$357
Transport$55$58
Utilities$210$160
Internet$62$58
Left after essentials$2,277$2,839

Frequently asked questions

Is Toledo cheaper than Tempe?

Yes. Toledo has a cost of living index of 81 vs 103 for Tempe (100 = US average). That's about 21% cheaper.

How much will I save moving from Tempe to Toledo?

On a $75K salary, moving from Tempe to Toledo could save roughly $624/month on core expenses. That's ~$7,488/year.

What salary do I need in Toledo to match my Tempe lifestyle?

To maintain the same purchasing power as $75,000 in Tempe, you'd need roughly $58,981/year in Toledo. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only