Moving from Tempe to St. Paul (2026)
St. Paul has a COL index of 97 vs 103 for Tempe (100 = US average). You'd pay about 6% less for the same lifestyle.
Save ~$70/mo
on core expenses · $75K salary baseline
Key differences
COL index
10397
100 = US avg
1BR rent
$1,600$1,500
per month
State tax
2.5%9.9%
income tax
Take-home at $75K
$4,584$4,122
per month
Salary needed in St. Paul to match your Tempe lifestyle
Based on the 6% cost of living decrease between the two cities.
| Your salary in Tempe | Equivalent in St. Paul |
|---|---|
| $40K | $37,670 |
| $50K | $47,087 |
| $60K | $56,505 |
| $75K | $70,631 |
| $80K | $75,340 |
| $100K | $94,175 |
| $120K | $113,010 |
| $150K | $141,262 |
Monthly budget at $75K — Tempe vs St. Paul
| Expense | Tempe | St. Paul |
|---|---|---|
| Monthly take-home | $4,584 | $4,122 |
| 1BR rent | $1,600 | $1,500 |
| Groceries | $380 | $384 |
| Transport | $55 | $95 |
| Utilities | $210 | $195 |
| Internet | $62 | $63 |
| Left after essentials | $2,277 | $1,885 |
Frequently asked questions
Is St. Paul cheaper than Tempe?
Yes. St. Paul has a cost of living index of 97 vs 103 for Tempe (100 = US average). That's about 6% cheaper.
How much will I save moving from Tempe to St. Paul?
On a $75K salary, moving from Tempe to St. Paul could save roughly $70/month on core expenses. That's ~$840/year.
What salary do I need in St. Paul to match my Tempe lifestyle?
To maintain the same purchasing power as $75,000 in Tempe, you'd need roughly $70,631/year in St. Paul. This is based on the overall COL index difference between the two cities.
Moving from St. Paul to TempeTempe vs St. Paul — full comparisonTempe cost of livingSt. Paul cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only