Moving from St. Paul to Tempe (2026)

Tempe has a COL index of 103 vs 97 for St. Paul (100 = US average). Expect to pay about 6% more for the same lifestyle.

Pay ~$70 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
97103
100 = US avg
1BR rent
$1,500$1,600
per month
State tax
9.9%2.5%
income tax
Take-home at $75K
$4,122$4,584
per month

Salary needed in Tempe to match your St. Paul lifestyle

Based on the 6% cost of living increase between the two cities.

Your salary in St. PaulEquivalent in Tempe
$40K$42,474
$50K$53,093
$60K$63,711
$75K$79,639
$80K$84,948
$100K$106,186
$120K$127,423
$150K$159,278

Monthly budget at $75K — St. Paul vs Tempe

ExpenseSt. PaulTempe
Monthly take-home$4,122$4,584
1BR rent$1,500$1,600
Groceries$384$380
Transport$95$55
Utilities$195$210
Internet$63$62
Left after essentials$1,885$2,277

Frequently asked questions

Is Tempe cheaper than St. Paul?

No. Tempe has a cost of living index of 103 vs 97 for St. Paul (100 = US average). That's about 6% more expensive.

How much will I save moving from St. Paul to Tempe?

On a $75K salary, core expenses in Tempe run about $70/month more than St. Paul. Factor this into your salary negotiation when relocating.

What salary do I need in Tempe to match my St. Paul lifestyle?

To maintain the same purchasing power as $75,000 in St. Paul, you'd need roughly $79,639/year in Tempe. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only