Moving from Tempe to Montgomery (2026)
Montgomery has a COL index of 81 vs 103 for Tempe (100 = US average). You'd pay about 21% less for the same lifestyle.
Save ~$638/mo
on core expenses · $75K salary baseline
Key differences
COL index
10381
100 = US avg
1BR rent
$1,600$1,050
per month
State tax
2.5%5%
income tax
Take-home at $75K
$4,584$4,428
per month
Salary needed in Montgomery to match your Tempe lifestyle
Based on the 21% cost of living decrease between the two cities.
| Your salary in Tempe | Equivalent in Montgomery |
|---|---|
| $40K | $31,456 |
| $50K | $39,320 |
| $60K | $47,184 |
| $75K | $58,981 |
| $80K | $62,913 |
| $100K | $78,641 |
| $120K | $94,369 |
| $150K | $117,961 |
Monthly budget at $75K — Tempe vs Montgomery
| Expense | Tempe | Montgomery |
|---|---|---|
| Monthly take-home | $4,584 | $4,428 |
| 1BR rent | $1,600 | $1,050 |
| Groceries | $380 | $353 |
| Transport | $55 | $38 |
| Utilities | $210 | $170 |
| Internet | $62 | $58 |
| Left after essentials | $2,277 | $2,759 |
Frequently asked questions
Is Montgomery cheaper than Tempe?
Yes. Montgomery has a cost of living index of 81 vs 103 for Tempe (100 = US average). That's about 21% cheaper.
How much will I save moving from Tempe to Montgomery?
On a $75K salary, moving from Tempe to Montgomery could save roughly $638/month on core expenses. That's ~$7,656/year.
What salary do I need in Montgomery to match my Tempe lifestyle?
To maintain the same purchasing power as $75,000 in Tempe, you'd need roughly $58,981/year in Montgomery. This is based on the overall COL index difference between the two cities.
Moving from Montgomery to TempeTempe vs Montgomery — full comparisonTempe cost of livingMontgomery cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only