Moving from Tempe to Miami (2026)

Miami has a COL index of 123 vs 103 for Tempe (100 = US average). Expect to pay about 19% more for the same lifestyle.

Pay ~$959 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
103123
100 = US avg
1BR rent
$1,600$2,500
per month
State tax
2.5%None
income tax
Take-home at $75K
$4,584$4,741
per month

Salary needed in Miami to match your Tempe lifestyle

Based on the 19% cost of living increase between the two cities.

Your salary in TempeEquivalent in Miami
$40K$47,767
$50K$59,709
$60K$71,650
$75K$89,563
$80K$95,534
$100K$119,417
$120K$143,301
$150K$179,126

Monthly budget at $75K — Tempe vs Miami

ExpenseTempeMiami
Monthly take-home$4,584$4,741
1BR rent$1,600$2,500
Groceries$380$399
Transport$55$112
Utilities$210$185
Internet$62$70
Left after essentials$2,277$1,475

Frequently asked questions

Is Miami cheaper than Tempe?

No. Miami has a cost of living index of 123 vs 103 for Tempe (100 = US average). That's about 19% more expensive.

How much will I save moving from Tempe to Miami?

On a $75K salary, core expenses in Miami run about $959/month more than Tempe. Factor this into your salary negotiation when relocating.

What salary do I need in Miami to match my Tempe lifestyle?

To maintain the same purchasing power as $75,000 in Tempe, you'd need roughly $89,563/year in Miami. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only