Moving from Miami to Tempe (2026)
Tempe has a COL index of 103 vs 123 for Miami (100 = US average). You'd pay about 16% less for the same lifestyle.
Save ~$959/mo
on core expenses · $75K salary baseline
Key differences
COL index
123103
100 = US avg
1BR rent
$2,500$1,600
per month
State tax
None2.5%
income tax
Take-home at $75K
$4,741$4,584
per month
Salary needed in Tempe to match your Miami lifestyle
Based on the 16% cost of living decrease between the two cities.
| Your salary in Miami | Equivalent in Tempe |
|---|---|
| $40K | $33,496 |
| $50K | $41,870 |
| $60K | $50,244 |
| $75K | $62,805 |
| $80K | $66,992 |
| $100K | $83,740 |
| $120K | $100,488 |
| $150K | $125,610 |
Monthly budget at $75K — Miami vs Tempe
| Expense | Miami | Tempe |
|---|---|---|
| Monthly take-home | $4,741 | $4,584 |
| 1BR rent | $2,500 | $1,600 |
| Groceries | $399 | $380 |
| Transport | $112 | $55 |
| Utilities | $185 | $210 |
| Internet | $70 | $62 |
| Left after essentials | $1,475 | $2,277 |
Frequently asked questions
Is Tempe cheaper than Miami?
Yes. Tempe has a cost of living index of 103 vs 123 for Miami (100 = US average). That's about 16% cheaper.
How much will I save moving from Miami to Tempe?
On a $75K salary, moving from Miami to Tempe could save roughly $959/month on core expenses. That's ~$11,508/year.
What salary do I need in Tempe to match my Miami lifestyle?
To maintain the same purchasing power as $75,000 in Miami, you'd need roughly $62,805/year in Tempe. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only