Moving from Tempe to Lubbock (2026)
Lubbock has a COL index of 81 vs 103 for Tempe (100 = US average). You'd pay about 21% less for the same lifestyle.
Save ~$693/mo
on core expenses · $75K salary baseline
Key differences
COL index
10381
100 = US avg
1BR rent
$1,600$1,000
per month
State tax
2.5%None
income tax
Take-home at $75K
$4,584$4,741
per month
Salary needed in Lubbock to match your Tempe lifestyle
Based on the 21% cost of living decrease between the two cities.
| Your salary in Tempe | Equivalent in Lubbock |
|---|---|
| $40K | $31,456 |
| $50K | $39,320 |
| $60K | $47,184 |
| $75K | $58,981 |
| $80K | $62,913 |
| $100K | $78,641 |
| $120K | $94,369 |
| $150K | $117,961 |
Monthly budget at $75K — Tempe vs Lubbock
| Expense | Tempe | Lubbock |
|---|---|---|
| Monthly take-home | $4,584 | $4,741 |
| 1BR rent | $1,600 | $1,000 |
| Groceries | $380 | $346 |
| Transport | $55 | $38 |
| Utilities | $210 | $172 |
| Internet | $62 | $58 |
| Left after essentials | $2,277 | $3,127 |
Frequently asked questions
Is Lubbock cheaper than Tempe?
Yes. Lubbock has a cost of living index of 81 vs 103 for Tempe (100 = US average). That's about 21% cheaper.
How much will I save moving from Tempe to Lubbock?
On a $75K salary, moving from Tempe to Lubbock could save roughly $693/month on core expenses. That's ~$8,316/year.
What salary do I need in Lubbock to match my Tempe lifestyle?
To maintain the same purchasing power as $75,000 in Tempe, you'd need roughly $58,981/year in Lubbock. This is based on the overall COL index difference between the two cities.
Moving from Lubbock to TempeTempe vs Lubbock — full comparisonTempe cost of livingLubbock cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only