Moving from Tempe to Fargo (2026)
Fargo has a COL index of 89 vs 103 for Tempe (100 = US average). You'd pay about 14% less for the same lifestyle.
Save ~$418/mo
on core expenses · $75K salary baseline
Key differences
COL index
10389
100 = US avg
1BR rent
$1,600$1,250
per month
State tax
2.5%2.5%
income tax
Take-home at $75K
$4,584$4,584
per month
Salary needed in Fargo to match your Tempe lifestyle
Based on the 14% cost of living decrease between the two cities.
| Your salary in Tempe | Equivalent in Fargo |
|---|---|
| $40K | $34,563 |
| $50K | $43,204 |
| $60K | $51,845 |
| $75K | $64,806 |
| $80K | $69,126 |
| $100K | $86,408 |
| $120K | $103,689 |
| $150K | $129,612 |
Monthly budget at $75K — Tempe vs Fargo
| Expense | Tempe | Fargo |
|---|---|---|
| Monthly take-home | $4,584 | $4,584 |
| 1BR rent | $1,600 | $1,250 |
| Groceries | $380 | $369 |
| Transport | $55 | $50 |
| Utilities | $210 | $155 |
| Internet | $62 | $65 |
| Left after essentials | $2,277 | $2,695 |
Frequently asked questions
Is Fargo cheaper than Tempe?
Yes. Fargo has a cost of living index of 89 vs 103 for Tempe (100 = US average). That's about 14% cheaper.
How much will I save moving from Tempe to Fargo?
On a $75K salary, moving from Tempe to Fargo could save roughly $418/month on core expenses. That's ~$5,016/year.
What salary do I need in Fargo to match my Tempe lifestyle?
To maintain the same purchasing power as $75,000 in Tempe, you'd need roughly $64,806/year in Fargo. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only