Moving from Fargo to Tempe (2026)

Tempe has a COL index of 103 vs 89 for Fargo (100 = US average). Expect to pay about 16% more for the same lifestyle.

Pay ~$418 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
89103
100 = US avg
1BR rent
$1,250$1,600
per month
State tax
2.5%2.5%
income tax
Take-home at $75K
$4,584$4,584
per month

Salary needed in Tempe to match your Fargo lifestyle

Based on the 16% cost of living increase between the two cities.

Your salary in FargoEquivalent in Tempe
$40K$46,292
$50K$57,865
$60K$69,438
$75K$86,798
$80K$92,584
$100K$115,730
$120K$138,876
$150K$173,596

Monthly budget at $75K — Fargo vs Tempe

ExpenseFargoTempe
Monthly take-home$4,584$4,584
1BR rent$1,250$1,600
Groceries$369$380
Transport$50$55
Utilities$155$210
Internet$65$62
Left after essentials$2,695$2,277

Frequently asked questions

Is Tempe cheaper than Fargo?

No. Tempe has a cost of living index of 103 vs 89 for Fargo (100 = US average). That's about 16% more expensive.

How much will I save moving from Fargo to Tempe?

On a $75K salary, core expenses in Tempe run about $418/month more than Fargo. Factor this into your salary negotiation when relocating.

What salary do I need in Tempe to match my Fargo lifestyle?

To maintain the same purchasing power as $75,000 in Fargo, you'd need roughly $86,798/year in Tempe. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only