Moving from Tempe to Chicago (2026)

Chicago has a COL index of 107 vs 103 for Tempe (100 = US average). Expect to pay about 4% more for the same lifestyle.

Pay ~$316 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
103107
100 = US avg
1BR rent
$1,600$1,900
per month
State tax
2.5%4.9%
income tax
Take-home at $75K
$4,584$4,434
per month

Salary needed in Chicago to match your Tempe lifestyle

Based on the 4% cost of living increase between the two cities.

Your salary in TempeEquivalent in Chicago
$40K$41,553
$50K$51,942
$60K$62,330
$75K$77,913
$80K$83,107
$100K$103,883
$120K$124,660
$150K$155,825

Monthly budget at $75K — Tempe vs Chicago

ExpenseTempeChicago
Monthly take-home$4,584$4,434
1BR rent$1,600$1,900
Groceries$380$388
Transport$55$105
Utilities$210$165
Internet$62$65
Left after essentials$2,277$1,811

Frequently asked questions

Is Chicago cheaper than Tempe?

No. Chicago has a cost of living index of 107 vs 103 for Tempe (100 = US average). That's about 4% more expensive.

How much will I save moving from Tempe to Chicago?

On a $75K salary, core expenses in Chicago run about $316/month more than Tempe. Factor this into your salary negotiation when relocating.

What salary do I need in Chicago to match my Tempe lifestyle?

To maintain the same purchasing power as $75,000 in Tempe, you'd need roughly $77,913/year in Chicago. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only